Financing with Bentley Santa Barbara

Bentley Santa Barbara takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Bentley Santa Barbara Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bentley Santa Barbara can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Trade-In Your Vehicle

When you finance or lease your vehicle through Bentley Santa Barbara, remember to trade in your current vehicle. Your current vehicle's value can be put towards the cost of your new Bentley. To find out the value of your trade-in vehicle, use our online trade-in tool. You can get your price in minutes after entering basic information about your vehicle. Once you have your trade-in price, you bring that to us, and we can complete the trade-in.

Sell Your Vehicle

While you can trade in your previous vehicle, you can sell it to us. We love to buy vehicles of all kinds from our valued customers in Santa Barbara, and cannot wait to hear what vehicle you want to sell us. The process is the same as trading in your vehicle; use our online evaluation tool, receive your vehicle's value, and then bring your vehicle into our showroom. We can look at your vehicle and then hand you your check.

Fill Out Our Online Finance Application

Whenever you want to bring home one of our premium vehicles, please begin by filling out our online finance application. Our finance application requires you to fill out information about the vehicle you want, your contact information, and more. Once you submit this application, we can review it and contact you to confirm your application and any other necessary details.

Save with Our Finance & Lease Specials

If you want to save on your vehicle purchase or lease, please browse our finance and lease specials. Our specials can help you save plenty on any vehicle we sell, new or pre-owned. Customers can browse our specials online or when they visit us in-store. Remember that our offers and deals change every month, so check back often to see what new deal we have for you.

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Bentley Santa Barbara Provides Luxury Car Financing for San Luis Obispo, Paso Robles, Montecito and Central Coast Drivers

After discovering the right new Bentley or pre-owned luxury car, our team can help finalize the transaction. Our finance team is here to provide you with a bevy of options so you can buy or lease vehicles in our showroom in a smooth and transparent manner, getting you one step closer to owning a standout luxury vehicle in Santa Barbara.

Find Your Bentley Lease or Loan with Our Help Serving Atascadero and the Central Coast

When faced with the decision to lease or buy your Bentayga, Flying Spur, Continental GT or Continental GTC, you have many things to consider. Leasing allows you to trade your new Continental, Bentayga, Flying Spur, Continental GT or Continental GTC for a brand-new one at lease end while buying permits you to own your vehicle outright. Leasing can only be used with brand-new models while financing a pre-owned, or new Bentley model is possible. Which option will you choose?

Come Visit Us at Bentley Santa Barbara & Find Your New or Pre-Owned Financing Solution

Whether you're on the fence about which Bentley model to bring home, it's never too early to contemplate financing options. Our team can help you become prequalified so you can use that information to your advantage. When you speak with our team, we'll do our best to get you into the right model with the lease or loan terms that make sense for you. Questions? Please contact our team today so we can help set your mind at ease.

Your privacy is important to us.

Bentley Santa Barbara takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Bentley Santa Barbara

    401 S Hope Ave Ste C
    Santa Barbara, CA 93105

    • Sales: 805.682.2800
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Get in Touch

  • Contact our Sales Department at: 805.682.2800
  • Monday9:00AM - 6:00PM
  • Tuesday9:00AM - 6:00PM
  • Wednesday9:00AM - 6:00PM
  • Thursday9:00AM - 6:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 6:00PM
  • SundayClosed